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Excess Loss Reinsurance

Arizona Benefit Plans, Inc. remains one of only a few specialized brokers in medical stop loss, reinsurance, employer self funding and self insured health plans. We put in the time to understand what your client needs so that they can be certain they are receiving the right coverage for their exposure at the best program cost.

We make a difference when agents, brokers and consultants deal with customers by bringing solid A and A+ rated carrier’s products to the market.

You can count on the expertise in the self funded marketplace because:

  • Our team specializes in all aspects of employer based self funding
  • We strive to create Long Term Relationships
  • We place creative alternatives for difficult to place situations
  • We have access to both ASO and TPA partners for quality administrative services
  • We work hand in hand with the best TPA’s, PBM’s and PPO networks and specialty care providers in the market
  • Our carrier partners contracts are some of the most solid in the industry and our contracts are free of “laser at renewal” language
  • We aggressively manage our Network relationships with a keen sense of fee schedule updates we understand the current legislative environment
  • Our staff is thoroughly versed in claim solution, plan document review and new business pricing
  • Our mission is to deliver prompt, courteous and knowledgeable service

Our Product Mix

Our self funded product platform includes several mainstream products as well as specialty products. We have product that can address small group (under 100 employees) partially self funding needs as well as programs for all size employer groups over 100 employees.