Arizona Benefit Plans, Inc. is a Managing General Agency representing a number of small group medical carriers for over 30 years.

We are your resource for fully insured and partially self funded plans for 2-99 employer groups. Additionally we provided a comprehensive platform of limited medical plans for the small group market.

To help agents, brokers and consultants work aggressively to save their customers time and money we have developed a comprehensive mechanism to deploy:

• Health Savings Accounts (HSA)
• Health Reimbursement Accounts (HRA) solutions
• AP compatible programs

Employer HR Service Outsourcing

For employers who seek a full platform of HR services, Arizona Benefit Plans has entered agreements with several Human Resource Outsourcing service providers. The extensive services this platform can provide include:

• Payroll support
• Wealth Management (401K, Pension Plan Admin.)
• Worker's Compensation Insurance
• HR Services (including legal, IT and compliance support)

Our expertise can help you resolve the complex market and offer you and your client's viable solutions to your problems.

Limited Medical Plans

Our carrier partners provide product which is a limited benefit medical policy that enables you to offer cost controlled health and life insurance to those employees generally not eligible for benefits. (It is not a replacement for a major medical or other comprehensive policy.) This includes part-time, hourly, seasonal and temporary workers as well as those who report full-time. The product platform covers a variety of medical needs, allowing you to provide protection for your entire workforce.

Here are some examples of how you can use the plan:

• Protect employees who are generally not eligible for benefits.
• Offer different benefits to various levels of employees.
• Provide interim coverage for employees waiting for major medical to begin

What employees like about Limited Medical Plans:

• No preexisting condition limitations
• No required networks
• No medical underwriting (Except for late entrants on life and disability income)
• No deductibles on covered benefits
• No co-pays except for prescription drugs
• Coverage for dependents may be included at no additional charge